What are Dapps you might ask? Imagine having your car working away, transporting passengers while you’re at work. Imagine having your computer utilizing its spare capacity to serve businesses and people across the globe. Imagine being paid for browsing the web and taking ownership of your, arguably invaluable, attention. Imagine a world like that. That world is not far away. A paradigm shift in the way we view software models is approaching. When Bitcoin, the first cryptocurrency, made us reassess our definition of Store of Value (SoV) , it also revealed a sneak peek of the future: a world running on decentralized applications (Dapps) . These distributed, resilient, transparent and incentivized applications will prove themselves to the world by remapping the technological landscape. Understanding Blockchain Before we can even fathom what Dapps do, we need to be familiar with its underlying technology—the blockchain. Put simply, a blockchain is a ledger of records organize...

After seven years of working in the corporate world, one New York City-based twenty-something had a nest egg big enough to retire early. She goes by the pen name J.P. Livingston on her blog The Money Habit, where she discusses how she had financial independence on the mind from an early age. When she was only 12, she picked up a copy of the personal finance classic “Rich Dad, Poor Dad,” which sparked her interest in saving and investing. When she realized she could save big by finishing college in three years, she jumped on the opportunity. Graduating a year early “really helped me financially,” she said “It saved me a year of tuition and gave me a year’s worth of extra income, and between the two things, that’s a $150,000 net worth swing.” After graduating, Livingston took a job at an investment firm, where the starting pay was $60,000, plus an end-of-year bonus that was almost the same amount. Total: just over $100,000. She received several raises in the years following, ...

I learned the difference between cash flow investing and capital gains investing from a herd of cows. When I was 16 years old, rich dad took his son and me to visit a cattle ranch. The ranch was a beautiful place to visit.  On this visit to the ranch, we happened to see cowboys herding cattle from the feed yard to the slaughterhouse. Although rich dad took us away before we could see any cattle being slaughtered, we knew what was going to happen… and so did the cattle. It was an experience I will never forget.   A few months later, rich dad took us to a dairy farm. Early in the morning, we saw the farmer herding his cows into the barn for milking. These cattle behaved very differently.   The financial lesson rich dad wanted us to learn was that, while both the cattle rancher and the dairy farmer count their cattle as assets, they treat their assets differently, and they operate via different business models. The visits to the ranch and the farm were to emphasi...